Understanding Professional Liability Insurance

Pro­fes­sion­al lia­bil­i­ty insur­ance, also referred to as Errors and Omis­sions or Mal­prac­tice insur­ance, pro­tects pro­fes­sion­al per­son­nel against neg­li­gence claims made by their patients or clients. Pro­fes­sion­als who com­mon­ly turn to this type of lia­bil­i­ty insur­ance for cov­er­age include archi­tects, home inspec­tors, lawyers, physi­cians, real estate bro­kers and accoun­tants — among oth­ers. Spe­cif­ic pro­fes­sion­al lia­bil­i­ty insur­ance car­ries dif­fer­ent names depend­ing on the pro­fes­sion. For exam­ple, pro­fes­sion­al lia­bil­i­ty insur­ance in the med­ical pro­fes­sion may be called med­ical mal­prac­tice insur­ance, while real estate bro­kers fall under errors and omis­sions insur­ance coverage.

Who Needs Professional Liability Insurance?

TeachersTherapists and Counselors
BrokersPhysical and Occupational Therapists
Insurance AgentsContractors
AccountantsReal Estate Agents

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